Philadelphia Pension Attorney

No truer example of the old saying “a slap in the face” exists than when an employer promises a specific retirement package to an employee and then reneges on that promise. If you have been counting on your hard-earned pension to replace your income when you retire only to become embroiled in a dispute instead, you need to contact Gross & Kenny, LLP, and speak with our Philadelphia pension attorney immediately. You may need help if your employer:

  • Denies your right to start collecting your pension.
  • Drops you from health benefits coverage.
  • Does not pay you the full amount of pension due to you.
  • Tries to collect on an alleged overpayment of your pension.
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Are You Being Denied Your Pension or Your Health Benefits?

After working 20 or 30 years for your employer, you may be shocked to find out that the employer is denying you the benefits that you have earned. Unfortunately, some unscrupulous employers, insurers, and plan managers pull out all the stops to try to minimize retirement payouts. It is not right, and it certainly is not fair. At Gross & Kenny, LLP, our Pennsylvania pension attorney strives to help clients stand up to uncaring and greedy employers so that they can collect what is due to them.

The Employee Retirement Income Security Act (ERISA)

Protection for individual retirement plan participants is established by law under the Employee Retirement Income Security Act of 1974. Pension plans can be defined contribution plans or defined benefits plans. The former bases benefits on how much the employee contributed to the pension fund and the performance of the investments in the plan’s portfolio. The latter promises the plan participant a specific dollar amount each month, and this amount is typically based on how long the employee worked for the company, the employee’s age, and the employee’s salary.

While defined benefit plans can alter the future rate at pension benefits may be earned, the benefits you have cannot be reduced. With defined contribution plans, the employer can alter any future contributions or stop contributing to the plan, but any substantial change must be provided to plan participants in writing prior to its effectual date.

Most ERISA claims and pension disputes originate when a plan participant is denied benefits or dropped from coverage. A breach of fiduciary duty is generally the basis for the claim. Claims are often directed at employers, advisors, insurers, pension plan managers, or other individuals who might have been involved in the adverse decision against the plan participant.

We’re Ready to Help

Our Pittsburgh pension attorney has a wide breadth of knowledge when it comes to representing clients embattled with employers in pension disputes. We have advocated for the rights of participants in pension plans ranging from private plans that are subject to ERISA to federal pensioners collecting benefits from the U.S. government’s Office of Personnel Management. Our pension dispute team also has experience handling disputes involving local and state government pensions that are governed by the laws of the Commonwealth of Pennsylvania.

In most cases, it is illegal for employers to repudiate or backtrack on benefits earned by loyal employees. If you want to be sure that your employer gets the comeuppance deserved for failing to make good on your promised pension and other benefits, our Philadelphia pension attorney wants to help. Our firm has been focused on protecting the rights of workers for more than 20 years. Reach out to Gross & Kenny, LLP, for a free consultation of your case by clicking here or calling 215-512-1500.