When Will You Start to Receive Permanent Disability Benefits?
In most cases, you will only qualify for permanent total disability benefits when your condition no longer has the potential to improve further. If your doctor believes that there are other treatment options available that could help improve your condition, you will not yet be considered permanently and totally disabled.
Once your doctor confirms your disability, it is in your best interest to consult with an experienced workers’ compensation lawyer to ensure that your rights are protected. It is common for employers, or their workers’ compensation insurance carriers to deny lifetime pensions because they are expensive. If your initial claim is denied, your workers’ compensation lawyer can advocate for you and protect your interests.
Depending on the details of the final settlement, you may receive benefit payments monthly, bi-monthly, or on another schedule determined by your state. In addition to the regular payment, you may be eligible for continuing related medical benefits, including new hearing aids if your hearing loss was due to a work injury, and new prosthetic devices if an industrial injury resulted in an amputation.
Pros and Cons of Accepting a Settlement
If you decide not to accept a settlement with your company’s workers’ compensation insurance, you can pursue the following options:
- Accept the weekly permanent disability payment that the insurance company offers
- Go to trial with the insurance company to seek more money, whether it is a higher lump sum or weekly payments
- Avoid the stress and hassle of waiting for and attending a hearing
- The insurance company may offer you money in exchange for benefits you may never use, like future surgeries for a hand injury
- If you give up your right to future medical treatment as part of your settlement, you will have a hard time having your health plan cover it at a later date.
- If the settlement is in the form of a lump sum, some might spend the money right away. A weekly payment could be more helpful with monthly expenses.
Philadelphia Workers’ Compensation Lawyers of Gross & Kenny, LLP Help Clients Obtain Permanent Total Disability Benefits
If you have a permanent disability as a result of a work injury, the Philadelphia workers’ compensation lawyers of Gross & Kenny, LLP, are on your side to make sure you receive the benefits you are entitled to, so that you can continue to support yourself and your family. To schedule a complimentary consultation, call us today at 215-512-1500 or contact us online. Our offices are located in Philadelphia, where we serve clients throughout Pennsylvania.