Types of Workers’ Compensation Benefits
In Philadelphia, workers injured on the job are entitled to up to five different types of worker’s compensation for their injuries:
- Death benefits: If a worker is killed in a work accident or dies because of injuries or an illness received on the job, his or her dependent children and/or dependent spouse are entitled under Pennsylvania law to monetary benefits based on the worker’s wage. A spouse may receive weekly payments for the entire period of widowhood, and children may receive benefits until they are 18 (or longer if the child is disabled or a full-time student).
- Disfigurement or “specific loss” benefits: If a work-related accident results in disfigurement, scarring to the head, face, or neck, loss of a limb or other body part, or loss of a specific bodily function, the worker may obtain additional compensation — calculated based on the worker’s average weekly wage.
- Lump-Sum Settlements: Injured workers may be able to take a one-time lump-sum settlement for past, present, and expected wage losses or for both their wage losses and their medical benefits.
- Medical benefits: The employer is required by law to pay all medical costs associated with the employee’s injury or work-related illness.
- Permanent partial disability (PPD) benefits: These wage loss benefits are paid under workers’ compensation law if a worker is determined to not be totally disabled or if the employee is able to return to work but at a lower-paying job (also referred to as loss of earning capacity). PPD benefits are also calculated based on the employee’s average weekly wage. After a maximum of 500 weeks on PPD benefits, the benefits cease unless the employee’s status is modified to temporary total disability within the time limitation of the 500-week period.
- Temporary total disability (TTD) benefits workers’ compensation: If a worker’s injury or illness makes him or her totally disabled and completely unable to work, then the employee is entitled to weekly wage loss benefits that are calculated based on his or her average weekly wage. TTD benefits begin after one week of an inability to work due to work-related injury or illness.
- Wage Loss Benefits: Under workers’ compensation, wage loss benefits will be paid to people who are unable to work temporarily or permanently due to a work-related injury or illness.
Why do You Need a Philadelphia workers’ compensation attorney?
Work injury cases can become incredibly complicated, particularly when it comes to getting the benefits that injured workers are entitled to. That list of benefit types above is certainly recoverable in the appropriate situations, but that does not mean that Philadelphia employers and workers’ compensation insurance carriers will not put up a fight. A skilled Philadelphia workers’ compensation attorney will have the resources necessary to:
- Obtain all evidence needed to prove what happened, including statements from eyewitnesses, possible video or photo surveillance, employer safety records, and more.
- Work with trusted medical professionals to provide a thorough evaluation of the injured worker.
- Handle all communication and negotiation with the insurance carriers or the employer.
- Fully prepare to help their client through the entire workers’ compensation appeals process.
Contact the Philadelphia workers’ compensation benefits lawyers at the Law Offices of Gross & Kenny, LLP
Contact Gross & Kenny, LLP, today for a free initial consultation with a Philadelphia Workers’ Compensation benefits attorney. We return all calls within the same day, and we don’t get paid unless you get paid.